I recall a time an insured called me when it was extremely windy and his sign was dangling by a couple wires. Fortunately the sign did not fall, but it was still a scary experience for him. Signs these days can be very expensive, so it's important to ensure your sign or signs are properly covered. Sometimes when business owners start a business they don't even have a sign. When they get their signage, they either forget to insure it, or assume it is covered. Some insurance policies might include sign coverage up to a certain limit, but maybe your sign value exceeds that amount.
There are a lot of details to consider when it comes to choosing a business insurance policy. Make sure you take the time to review your policy. If you any questions, or would like to sit down and have a policy review, please feel free to contact me.