When it comes to Business Insurance, the Declarations Page or Common Policy Declarations of your insurance policy will reflect coverage and deductible information. It's usually located near the front of your policy. Oftentimes, people will tell me it's the only information in their insurance policy that makes sense.
Take the time to review your Declarations Page at least once a year. Renewal time is usually the best time to do this. Your business changes and so should your policy limits. The picture to left is an example of what a Declarations Page from a Hartford Spectrum Policy looks like. Yours should be somewhat similar.
If you cannot locate your Declarations Page, also called a Dec Page, talk to your agent. They should be able to locate it very easily. If you have any questions, or need assistance with your Business Insurance policy, please feel free to contact me.