This is Why You Should Carry an Umbrella....

When meeting with clients about Business Insurance, Umbrella Insurance questions usually come up. In most cases they are, why do I need it? Or how much is it? Sometimes it comes up when presenting a General Liability quote and people ask, is this enough coverage? I also hear, I already have an umbrella with my home and auto insurance company, so why do I need another one? This is a personal umbrella and does not take into account your business exposure.

​Here are 3 reasons why you should consider that Umbrella

1.) It's never enough coverage
Typically when a liability claim hits, it's for something big. People often ask, is this enough coverage? That's a tough question. Truthfully, it's the million dollar question. 

2.) Protect your assets
Picking up where I left off above when people ask, is this enough coverage? My next question is, what do your assets look like? Bottom line, any financial advisor will tell you to protect your assets at all costs. Umbrella can help with this in case of a liability loss. 

3.) Peace of mind
If you are pondering whether or not you have enough liability coverage, chances are you probably need an Umbrella. Typical $1M liability limits aren't enough these days.
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These are just a few reason why you should carry an Umbrella. Perhaps you just landed a contract and they are requiring Umbrella Insurance. Whatever the case may be, I would love to help.  Give me a call or send me an email to discuss Umbrella options. 

Jason Matison
Commercial Insurance Agent
Austin, Texas